Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
3 Beds
2 Baths

$399,900

2816 Mary Baldwin Circle, Panama City FL, 32405

Built in1984
Property typeResidential

Overview

Active

Listed May 9, 2026

Updated 6 days ago

OWNER FINANCING AVAILABLE! | ALL OFFERS WELCOME! Welcome to 2816 Mary Baldwin Circle, a meticulously maintained 3-bedroom, 2-bath home situated on a spacious corner lot beneath beautiful mature oak trees. Every improvement has been thoughtfully completed, creating a home that offers both timeless character and modern convenience. From the moment you step inside, you'll notice soaring vaulted ceilings, abundant natural light, and gorgeous real bamboo flooring throughout the main living areas. Every detail has been carefully considered, from the upgraded matching light fixtures to the matching mahogany exterior doors, including the matching mahogany sliding glass door in the primary suite. The updated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a large island overlooking the dining room, making it ideal for entertaining or everyday living. Major improvements have already been completed for the next owner, including a new roof, HVAC system, and beautifully renovated bathrooms in 2019. An active transferable termite bond offers additional peace of mind, while the oversized garage features a newly epoxy-coated floor and electric car charging station. Outside, you'll also find a large storage building with the potential for electrical hookup and beautifully maintained landscaping surrounding the spacious corner lot. For even greater flexibility, the home is being offered furnished or unfurnished, allowing the next owner to move right in or personalize the space to fit their lifestyle. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and just a short drive to the white-sand beaches of Panama City Beach, this home offers both comfort and convenience in one exceptional package. This home has been lovingly cared for, exceptionally maintained, and is truly move-in ready. If you've been searching for a quality home where the major updates have already been completed, this is one you don't want to miss. Schedule your private showing today!

$2,661/mo

Est. mortgage payment based on a $399,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
789654
Available since
May 9, 2026

Interior Features

Bedrooms
3
Bathrooms
2
Cooling
Yes
Basement
No

Exterior Features

Lot Size
0.4 Acres

Other Property Details

Taxes
$4,130
Tax Frequency
Annually
Garage
Yes

 

Courtesy of Frank Trenholm

Based on information from DASH - Coldwell Banker (CB) as of 10/14/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

©2026 DASH - Coldwell Banker (CB). All rights reserved. 

Data last updated 2:38 PM UTC, 10/14/2026

Powered by Luxury Presence